Public banks should not practice fractional reserve banking because this causes inflation and creates debt

If inflation is seen as a desirable event then there are other more efficient ways to cause inflation such as printing money into the economy. Public practice of fractional reserve banking creates more debt which is not desirable. Another factor to consider is that the government is financially motivated to cause inflation and debt with the present system. There is a profit motive when the motive of the government should be nothing other than the public interest.