The government is not good otherwise it would introduce proportional representation

Only a good government would (a bad government would not) introduce proportional representation. The introduction of proportional representation would be evidence of the government being good.

Proportional Representation makes it more easy to defend yourself against the state

First Past The Post makes it more difficult to defend yourself against the state.

There is no better voting method than the single non transferable vote

Proportional Representation gives more power to the MPs and the voter and less to the Prime Minister

Definition: Tactical parties are those which prosper due to the iniquities of the voting system

It is normal to be an advocate of monetary reform

Free market banking is not possible until the bank deposits are monetised

The discrepancy between narrow and broad money must be resolved before the removal of deposit insurance. The only way to get rid of deposit insurance and avoid a crash is monetisation. Bank credit must be monetised prior to the removal of deposit insurance otherwise there will be a crash of the banking system.

It’s not consistent for banks to have private profits if their liabilities are guaranteed by the taxpayer

The banks could not survive as they are now without the state.

There is no difference between having deposit insurance and being able to print money

Definition: Fractional reserve banking requires the customer to be ignorant of the arrangement

If the customer doesn’t mind the risk of having the money loaned out - and is aware of it - this is not fractional reserve banking which requires the customer to be ignorant of the arrangement.

Without socialist deposit insurance the financial system would collapse

The word ‘proportional’ in the term proportional representation is redundant

Only proportional democracies are representative (all representative democracies are proportional) so the word ‘proportional’ in the term proportional representation is redundant... To use the term proportional representation implies that the existing system is also representative when (if it is not proportional) it is not.

Fractional reserve banking is subsidised by socialist deposit insurance

Fractional reserve banking exploits a loophole in the law... and is similar to tax avoidance

Fractional reserve banking is a confidence trick

Fractional reserve banking is an insidious and unnoticed type of theft.

Deposit insurance destroys the value of money if fractional reserve banking is tolerated

Because of the legality of fractional reserve banking... deposit insurance destroys the value of money.

Fractional reserve banking causes poverty and inequality

Fractional reserve banking transfers wealth from the poor to the rich.

Fractional reserve banking is trading whilst insolvent

None other than... the central bank guarantees the deposits of commercial banks

It is not a government guarantee.

First past the post is a form of communism

Only the central bank and not the government is responsible for fractional reserve banking

Libertarians have no chance of representation with first past the post

Deposit insurance should not be given to banks with fractional reserves

Banks which practice fractional reserve banking (fractional reserve banks) should not be given deposit insurance.

Fractional reserve banking is an attempt by the government to perform perpetual motion

Fractional reserve banking is impossible without deposit insurance.

Proportional Representation doesn’t force people to vote for the main parties

Communism is similar to fractional reserve banking with deposit insurance

There is no reason for the government to be involved in banking services

Banks with deposit insurance can’t make loans without increasing the money supply

The state is protected from democracy by first past the post

Stealing is wrong even if it’s called fractional reserve banking

Fractional reserve debts are invalid because the lender retains use of the item

Work would be more rewarding without fractional reserve banking

The value of labour is destroyed because of fractional reserve banking.

Deposit insurance is inflationary

Fractional reserve banking is nothing more than a ponzi scheme

Deposit insurance should be against the constitution

Fractional reserve banking destroys currencies

Central banks and commercial banks are the same

Borrowing money is like short selling but with cash

Securities lending is similar in form to fractional reserve banking

Stocks hold their value much better than cash because they are not loaned out by banks

The government are in denial over the nature of banking and money

The government do not realise that guaranteed bank credit is money. If they did they would seek to prevent further inflation of the money supply unless banks are special. If banks are not special they should not have the privilege of being able inflate the money supply.

The government should protect its people from unsound banking

The government should have protected its people from unsound banking.

It’s not illegal for banks to print money

Fiat currencies cannot be printed by banks

There are no public utilities so it’s fine if banks print money

If money is a national utility... the banks should not be able to print bank credit

Money is not only cash but also government credit

No one should be able to have a banking licence

Disobedient MPs who do not respect the party whip cause chaos

Proportional Representation takes into account the views of people who do not support the mainstream parties

Mainstream parties are not threatened by fptp even if they are weird

Proportional Representation is the only system which allows people a say

Government is the legal exemption for those who seek to initiate force

There are no governments and there is no money

It’s not fair that only banks are allowed to print money

Given that for most people counterfeiting is illegal... it’s remarkable and amazing that there are no laws preventing banks from printing money.

Inflation demonstrates that... cash has no more value than being acceptable to the government

Unless the government is willing to monetise the difference (between cash and credit) it is best not to give banks deposit insurance.

Democracies love the banks otherwise there would be no deposit insurance

Without deposit insurance banks would be subject to the rigours of the market.

Deposit insurance enables fractional reserve banking

Fractional reserve banking would be reputationally costly (difficult to practice) if not for deposit insurance.

There is no disincentive against fractional reserve banking if there is deposit insurance

Without deposit insurance there would be a reputational incentive to practice sound banking.

The danger of deposit insurance is that... there is nothing wrong with banks making loans

Deposit insurance removes the disincentive against fractional reserve banking.

Higher prices are a result of inflation not magic

We have full reserve banking if both fiat and the government guarantee of bank deposits exists

Printing cash by the government is not worse than fractional reserve banking

Fractional reserve banking enables banks and borrowers to print money out of thin air

Bank credit is money.

First-past-the-post is helpful to the government

Proportional Representation leads to small government. Government is not chosen... If government is wanted fptp would not always lead to the emergence of two main parties... it is because (of the fact) that it is unwanted that people feel they must select one of the established parties. Proportional Representation does not result in big government. No system of electing governments is worse than fptp. Indeed, it has been said that first-past-the-post is the best form of democracy except all those other forms that have been tried from time to time. If some democracy is good then more must be better. Fptp is not democratic enough. PR is more democratic.

Banks print money if the deposit guarantee is reliable

Fractional reserve banking has no advantages

Fiat currencies are false currencies

Fiat currencies enable banks to print money

Proportional Representation is not socialist

Fptp maintains antipathy towards the government

Banks do not have deposit insurance

Deposit insurance enables banks to print fiat money

There is no reason for banks to be able to print money

Banks can print money if the state exists

Banks should not be insured by the government

The state is not a bank

Elections do not exist

The government have not yet woken up to the realities of fractional reserve banking

Fractional reserve banking is harmful