Fractional reserve banking is a myth

It is not possible to engage in fractional reserve banking because there will be a bank run. It is impossible to keep the truth from an inquisitive public forever and so fractional reserve banking will always result in a bank run and no more frb. Frb is only temporary because when the public find out there will be a bank run to prevent it. Bank runs prevent fractional reserve banking so it cannot exist. It might however be the case that there is (government) deposit insurance which prevents a bank run (as is its intention)... but then this is not fractional reserve banking. Frb requires that there is no deposit insurance. If there is di then this is not frb it is something different because the deposits are fully-backed with government credit. If there is di this is not frb... frb cannot exist.