There is frg but not frb

It's not really true to think of a concept such as fractional reserve banking... banks cannot do this on their own... they can only do 'frb' with the assistance of the government. So this practice (where it exists) should properly be called fractional reserve government. Fractional reserve banking is a false term because it implies the practice is possible in a free market without the assistance of the government. Only the government can expand the money supply by making loans so only the government can exist with less than full reserves. Only the government can do fractional reserve banking so it should be called fractional reserve government.