Counterfeiting is no worse than bank inflation

It is inconsistent that unsound banking (defined by the existence of deposit insurance with no prohibition of fractional-reserve banking) is not illegal. It should be illegal for any institution other than the government to cause inflation and print money... otherwise those who do not have this ability are at an unfair disadvantage. It's not fair if there is a fiat currency and some people (non-banks) are not able to print money as the banks are. The present system is inconsistent and unfair. It's strange that banks are not also prohibited from printing money and that only they are allowed to increase the money supply. Why only them and not others? If there is a reason to prevent counterfeiting then there is also a reason to prohibit unsound banking and make it illegal. If counterfeiting is bad then so too is unsound banking. There is no reason for banks to be an exception to this rule. It's fine to let the banks issue currency provided everyone else can do the same... otherwise there is an inequality. Only if counterfeiting ceases to be a crime is it not also a crime for banks to increase the money supply. If counterfeiting is a crime then so too is fractional-reserve banking in its current form. If counterfeiting is a crime then so too is fractional-reserve banking as it exists today.