Debt is not good for a healthy economy

The notion of debt is false. We owe people nothing even if they have been kind to us in the past. To be kind in the expectation of receiving something in return is not a kindness. If to lend is not charity then (to be valid) it must be something which is best for everyone. If something is not good for a society or group then it is not good and is invalid. Debt is invalid because it does not serve the interests of the group. It is not good for someone in difficulties (only poor people get into debt) to have their problems further compounded by liabilities falling due in the future. Debts should be forgiven and should not be recognised in the first place. Debt is a bad thing for a society.