Banks are not special it is because of the Government that they are able to cause inflation

The presence of deposit insurance means that no one is deprived of money when it is loaned from the banks. This means that not only the person borrowing has the money, but also the person loaning the money has it also, the deposits remain in place. This type of magical money creation is not possible in the private sector. It is for no other reason than Government interference that banks are able to increase the money supply, not because of anything special that banks do.