Vicious circle: First past the post excludes morality

Proportional representation is a form of democratic liberalism.

Being critical of the banking system wastes time

If there is government it should not insure banks

It’s not possible to understand (recognise) the problem with banking without understanding the problem with government. If you understand banking you will come to question (be forced to have questioned) the cause of monetary value. If you think banks are evil you must too think government is evil. Banks are not evil unless government is evil. Banks are no worse than government.

Government is incompetent if banks do inflation

It is amazing (and ridiculous) that the government would align itself with the banks and guarantee the banking system. The government is guaranteeing fraud and turning it into counterfeiting. Fraud becomes counterfeiting because of the deposit guarantee. The government would be more tolerable without deposit insurance. They are hated because of deposit insurance and for not reforming the banking system.

We hate the government for not reforming the banking system.

Fractional reserve banking is secret share dilution

Fractional reserve banking should be illegal even in a free market. Share dilution (issuing new credit) is public and transparent... whereas fractional reserve banking is covert. If extra credit is being created there is a responsibility to make sure everyone involved knows about it. Share dilution should never be private (and secret) it should always be publicly known about.

Fractional reserve banking should be illegal

We are victims of the banking system in the sense that banks are trusted even if they have bad credit. Fractional reserve banking (frb) means banks are trusted when they shouldn’t be. Since this is possible it is reasonable for the government to intervene to prevent inflation. Other customers and savers should be protected from frb by making the practice illegal. The human psyche is vulnerable to trusting banks (the unconscious dominates the conscious) and so frb should be illegal.

Fractional reserve banking should be illegal to protect people from inflation. Free market banking is impossible bank deposits are always government deposits... and even if they are not frb is fraudulent and creates private sector inflation... see below.

The problem (with deposit insurance for full reserve banking) would be that once the bank has gone slightly bust there is no reason not to go completely bust. Then (without deposit insurance) the government has no role in helping (guaranteeing) the customer... other than to make frb illegal.

Even if there is no deposit insurance frb should still be illegal because it is (fraudulent and) inflationary. If it is not fraudulent it is not frb. Frb is not possible without fraud. Fraud (in banking) causes inflation. There would be no inflation if there is not fraud.

Proportional representation is a left wing ideology

No party can claim to be left wing unless they support fair votes. Left wing parties support a reform of the voting system... Otherwise they are monarchist.